Every lender.
One matrix.
See which lenders fit, roughly what it will cost and what you'll need — before anyone asks for your number.
Whatever you're planning, find the lenders who fit.
Home, business, education or personal: see which banks and NBFCs are likely to say yes, and what you'll need, before you apply anywhere.
Illustrations. Approval, rates and fees are set by each lender and depend on your profile.
Rates, with the date we checked them.
Ranges as published by lenders, by product and lender type. Every row shows when we last verified it — rows that go stale disappear on their own.
| Product | Lender type | Rate range | Processing fee | Max tenure | As of |
|---|---|---|---|---|---|
| Home loan | Public sector banks sample | 8.30 – 9.40 % | Up to 0.35 % | 30 yrs | 19 Sep 2026 |
| Home loan | Private banks sample | 8.40 – 9.60 % | 0.25–0.50 % | 30 yrs | 19 Sep 2026 |
| Personal loan | Public sector banks sample | 10.25 – 14.50 % | Up to 1.00 % | 6 yrs | 19 Sep 2026 |
| Business loan | Private banks sample | 12.00 – 18.00 % | 1.00–2.00 % | 5 yrs | 19 Sep 2026 |
| Loan against property | Private banks sample | 9.25 – 11.50 % | 0.50–1.00 % | 15 yrs | 19 Sep 2026 |
Know where you stand before anyone calls.
- Which kinds of lenders are likely to say yes — and why, in one line each.
- An indicative rate range for your profile.
- The exact documents to keep ready.
- Nothing is stored until you decide to continue.
What do you need the money for?
Bring the customer. We'll bring the lenders.
For agents, CAs, insurance advisors, property brokers, ex-bankers and agencies. And we tell you exactly how you get paid — in writing.
Earnings simulator
Before TDS. Not a promise of income: payouts depend on lender, product and your agreement. How payouts work →
One case, start to finish.
What actually happens between an enquiry and a payout — who does what, and how long it usually takes. The same path for every lender we work with.
- 01EnquiryBorrowerDay 0
- 02MatchMatryxCapMinutes
- 03DocumentsPartner1–3 days
- 04Lender loginMatryxCapSame day
- 05Credit reviewLender3–10 days
- 06SanctionLender—
- 07DisbursalLender2–7 days
- 08PayoutMatryxCapPer policy
Proof ledger.
Numbers we're willing to stand behind, each with a date and a definition. We're new, so the first figures arrive after our first 90 days — not before.
From the Journal.
Plain-English guides for borrowers and partners.
Five things that move your home-loan rate more than your salary
Why your credit mix and existing EMIs matter as much as income.
Partner businessThe self-employed file: what lenders actually check
Vintage, banking and ITR patterns that decide business-loan outcomes.
Credit scoresWhy applying to five lenders separately can cost you
How hard enquiries stack up — and how matching first avoids them.